As artificial intelligence reshapes how people earn, spend, save, and borrow, it presents a powerful opportunity to advance financial health by enabling more personalized products, stronger risk management, and expanded access to tailored tools for underserved households and small businesses. At the same time, these advances raise critical questions around trust, transparency, consumer protection, and equitable outcomes. This panel brings together cross-sector leaders to examine how AI is shaping financial behaviors and systems, identify where current approaches fall short, and explore how collaboration can ensure innovation drives resilience at scale.